# Iceland IBAN format

Source: https://veriport.io/iban-format/is (published 2026-10-28)

An IBAN from Iceland is 26 characters long: the country code IS, two check digits, then 4 digits (bank and branch code), 2 digits (account number), 6 digits (national part (check key or type)), 10 digits (national part (check key or type)). Iceland is in SEPA. Length and structure from the SWIFT IBAN Registry (ISO 13616), transcribed 2026-10-24; the SEPA flag from the EPC list.

## Structure

26 characters in all. Registry notation of the BBAN: `4!n2!n6!n10!n` (`n` digits, `a` upper-case letters, `c` alphanumerics, `!` fixed length).

| Position | Length | Characters | Meaning |
|---|---|---|---|
| 1–2 | 2 | letters | country code IS |
| 3–4 | 2 | digits | check digits (ISO 7064 mod 97-10) |
| 5–8 | 4 | digits | bank and branch code |
| 9–10 | 2 | digits | account number |
| 11–16 | 6 | digits | national part (check key or type) |
| 17–26 | 10 | digits | national part (check key or type) |

## Example

`IS61 1234 5678 9012 3456 7890 12` is a synthetic example: placeholder characters in every part, with the check digits computed so that the mod-97 test passes. It is not a real account and no bank issued it; use it to test an input field, not to pay.

## SEPA

Iceland is in the geographical scope of the SEPA schemes: a euro credit transfer to this IBAN costs the same as a domestic one and arrives within one business day (seconds with SCT Inst).

## Check one

The API checks the characters, the country, the length (26), the mod-97 check digits and the BBAN pattern, and returns the bank and branch identifier.

```bash
curl "https://veriport.io/api/v1/iban/validate?iban=IS611234567890123456789012"
```

## Questions

### How long is an IBAN from Iceland?

26 characters, written in groups of four on paper (IS61 1234 5678 9012 3456 7890 12 as a synthetic example).

### Can I find the bank from the IBAN?

The bank identifier is the 2 characters at positions 5–6; the bank’s name and BIC are in SWIFT’s licensed directory, which the API does not resolve.

### Does a valid IBAN mean the account exists?

No. The check digits and the structure say the IBAN is well formed; existence and ownership are known to the bank only, at payment time.

## Read next

- [IBAN formats of all 88 countries](https://veriport.io/iban-format)
- [Free IBAN checker](https://veriport.io/tools/iban-checker)
- [The IBAN validation API](https://veriport.io/iban-validation-api)

## Sources

- IBAN Registry (ISO 13616) — country lengths, BBAN structures, SEPA membership — https://www.swift.com/standards/data-standards/iban-international-bank-account-number (2026-10-24)
- ISO 13616-1:2020 — Financial services — International bank account number (IBAN): structure and mod 97-10 check (ISO/IEC 7064) — https://www.iso.org/standard/81090.html (2026-10-24)
- EPC list of SEPA scheme countries (geographical scope of the SEPA schemes) — https://www.europeanpaymentscouncil.eu/document-library/other/epc-list-sepa-scheme-countries (2026-10-24)